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HomeMy WebLinkAbout20075347' NUM PGS~____ DOC~TAX_~~ CK# x.• ,: ,.., , ..:: FEES~PD ~O,St? CK#~Ll1L CHG ACCT# RETREES: QASH_R.D.D.CK# /l7` REC'D~;~~ RETURN 8 ~~Z,s~irr~s~6~ 8 90.? I~YVI~N'N'IY!IVI~I~YIU NUM ~Lq,r~ ~'~~ ~"//a S,~ 6 RD. COMP .„~ ~+~ 9-i s COMPARE ~ ~ CADAS - AO `~ ADAMS COUNTY. NE FILED INST. ruo..,2.n ,~ 3~4 7 Date !~` Tim4~;;Q(B,~ REGISTER OF DEEDS State of Nebraska Space Above Thls Llne For Recording Data DEED OF TRUST (With Future Advance Clause) - • ^ Construction Security Agreement'" ^ Master form recorded by ............................. 1. DATE AND PARTIES. The da[e,of this Decd of Trust (Security Instrmtteut) is ..................11; 152007,,,,,,,,,,,,,,,,,, and the parties, their addresses and [ay, identification uuutbers; if required, are as follows: TRUSTOR: JANICE E. TIMM ANO WAYNE W..TIMM, HUSBAND ANO WIFE 1301 SPANISH TRAIL HASTINGS, NE 68901 i ^ If checked, refer to the attached Addeudutn incorporated herein, for additional Trustors, Uteir siguaturesl and acknowledgments. TRUSTEE: BANK OF OONIPHAN 600 NORTH BURLINGTON HASTINGS, NE 68901 BENEFICIARY: BANK OF OONIPHAN ORGANIZED AND EXISTING UNDER THE LAWS OF THE STATE OF NEBRASKA P 0 BOX 270 DONIPHAN,NE 688320270 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property: LOT SIX 161, RANCHO VILLA SUBDIVISION IN THE CITY OF HASTINGS, ADAMS COUNTY, NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF The property.is located iu ..............................AAgMS............................... at 1301 SPANISH TRAIL,,,,,,, ................... (Cowtty) , .........:.................................................... .....................HASTINGS........:..........., Nebraska ........89801......... (Address) (City) ,= (ZIP Cade) Together with all rights, easements, appurtenances, royalties; mineral tights, oil and gas rights, all water and riparian rights, ditches, and- waterstock and all existing and future hnproventeuts, structures, fixtures, and replacements that may now; or at any tune in the future, be part of the real estate described above (ail referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT'. The total principal amount secured by this Security Instnumeu[ at any one time shall not exceed $ GG.92.B.G.Q ..........................................This luttitation of auiouut does not include interest and other fees and charges validly made pursuant to this Security Iustrunteut. Also, this liutitatiou does not apply to advances made under the tenus of this Security lustrmnent to protect Beneficiary's security and to perform any of the covenants contained iu this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The tenu "Secured Debt" is defined as follows: A. Debt incurred under the tenms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is suggested that you include items such as borrowers' names, note mnowtts, interest rates, maturity dates, etc.) PROMISSORY NOTE WITH THE BANK OF DONIPHAN DATED 6124104 IN THE ORIGINAL AMOUNT OF 533,329.39 AT 5,25% FIXED UNTIL 6124109 NEBRASKA -DEED OF TRUST SNOT FOR FNMA, FHLMC, FHA OR VA USE) err=> ®1994 Bankers Systems, Inc„ St. Cloud, MN Form RE-DT-NE 1/30/2002 /page 1 of 41 1~ ~ ts„.~i~ ..... _~.,~ 4 M1~ I :,.. , ,. - n..... ........_ _.. .... ~.__..._....: i B. Al ~'ure advances3!ftf~ttt Beneficiary to Trustor or other' future obligations of...Trus[or to.-Beneficiary.. under auy romissory t'~'""to~O~,`contract, guaranty, or other evidence of debt executed by Trustor„iu,fayor ofi Beneficiary,,, afterthis:;l S~yc~6y IgtStt~mettt whefher or not this Security Instrwnent ,is specifically referenced. If more than one person signs ,~ t;~~.~a°`°`Ef~9SV S~puri~yi Itistrumeut~ each Trustor agrees that this Security Instrument will sbCUre all'ftttitce'ddGadce'!; "a`ddTuture . #t a t ; tha4la ive t to or incurred:.by, any, ope of more ;Trustor, or auy one •or~•Wrote-TFUStor-and-otkers~"All'" uI'ure advances and other future obligations are secured by this-Security Iustrwtlent even,hough„~ali:,o.~,pait;111ay not yet be advanced. All future advances and othen-futa~rd-obligations •.are secured as if made ou the date of this Security Instrument. Nothing iu this Security Iustrument._ashall constitute ~a.conunianeut to make additional or future loans or advances in any amount. Auy such coltiiiiitimeitt'niusr'be agreed`to`ura separate writing. C. All obligations Trustor owes to Beneficiary, which Wray later arise,, to the extent not prohibited by law, including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Trustor and Beneficiary. D. All additional sums advanced and expenses. incurred by Beneficiary for insuring', preserving or otherwise protecting the Property audits value and any other scans advanced and expenses iucu~red by Beneficiary under the teens of this Security Instrument: ' This Security Instrument will not secure any other debt if Beneficiary fails to give auy required notice of the right of rescission:- .::: .>. ,; 5. PAYMENTS. Trustor agrees that all payments under the Secured Debt will be paid when due and iu accordance with the teens of the Secured Debt and this Security Instrument. 6. WARRANTY OF TITLE. Trustor warrants that Trustor is or will be lawfully seized of the estate conveyed by [Iris Security Instrument and has the right to irrevocably grant, convey, and sell the Property to Trustee, iu trust, with power of sale. Trustor also warrants that the Property is unencumbered, except for encumbrances of record. 7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of [rust, security agreement or other lien document that created a prior security interest or encumbrance ou the Property, Trustor agrees: A. To stake all payments when due and to perforni.or comply with all covenants. B. To promptly deliver to Beneficiary any notices that Trustor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien docwnent without Beneficiary's prior written consent. S. CLAIMS AGAINST TITLE. Trustor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating [o the Property when due. Beteficiary may require Trustor to provide to Beneficiary copies of all notices that such amounts are due and the receipts evidencing Trustor's; payment. Trustor will defend title to . the Property against any claims that would impair the lien of this Security Iustrwueut. Trustor agrees to assign to Beneficiary, as requested by Beneficiary, any rights, clams or defenses Trustor may have against parties who supply labor or materials to ntaiutain or improve the Property. 9. DUE ON SALE OR ENCUMBRANCE. Beneficiary Wray, at its option, declare the entire balance of the Secured Debt to be iuunediately due and payable upon the creation of, or contract for the creation of, any lien, encumbrance, transfer or sale of the Property. This right is subject to the restrictions unposed by federal law (12 C.F.R. 591), as applicable. This covenant shall run with the Property and shall remain in effect until the Secured Debt is paid iu full and this Security Instrument is released. 10. PROPERTY-CONDITION; ALTERATIONS AND INSPECTION.-Trustor°wiil keep the"Ptoperty'in good condition and make all repairs that are reasonably necessary. Trustor shall not conunit or allow any waste, hnpainuenf, or deterioration of the Property. Trustor will keep the Property free of noxious weeds and grasses. Trustor agrees that the nature of the occupancy and use will not substantially change without Beneficiary's prior written consent Trustor will not permit any change iu auy license, restrictive covenant or easement without Beneficiary's prior written consent Trustor will notify Beneficiary of all demands, proceedings, claims, and actimts against Trustor, and of any loss or duuage to the Property. Beneficiary or Beneficiary's agents may, at Beneficiary's option, cuter the Propeny at any reasonable thne for the purpose of inspecting the Propeny. Beneficiary shall give Trustor notice at the time of or before au inspectimt specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Beneficiary's benefit and Trustor will in no way rely'on Beneficiary's inspection. 11. AUTHORITY TO PERFORM. If Trustor fails to perfomt any duty or any of the covenants contained in this Security Ltstruntent, Beneficiary may, without notice, perform or cause them to 6e performed. Trustor appoints Beneficiary as attorney in fact to sign Trustor's name or pay any unowrt necessary for performance. Beneficiary's right to perform for Trustor stall not create au obligation to perforn[, and Beneficiary's failure to perforn will not preclude Beneficiary from exercising any of Beneficiary's other riglus under the -aw or this Security Instrument. If any construction ou [he Property is discontinued or not carried otr in a reasonable inauner, Beneficiary may take all steps necessary to protect Beneficiary's security interest iu the Property, including completion of the construction. • 12. ASSIGNMENT OF LEASES AND RENTS. Trustor irrevocably assigns, grants and conveys, to Trustee, in trust for the benefit of Beneficiary as additional security all the right, title and interest in the following (all referred to as Propeny): existing or future leases, subleases, licenses, guaranties and auy other written of .verbal agreements for the use and occupancy of the Property, including auy extensions, renewals, modifications or replacements (all referred to as Leases); and teats, issues and profits (all referred [o as Rents). Iu the event any i[em.listed as Leases or Rents is determined [o be personal property, this' Assigmnent will also be regarded as a security agreettieut. Trustor wilt promptly provide Beneficiary with copies of the Leases and will certify these Leases are true and correct copies. The existing Leases will be provided on execution of the Assigtuuent, and all future Leases and any other information with respect to these Leases will be provided immediately after they are executed. Trustor may collect, receive, enjoy and use the Rents so long as Trustor ' is not iu default. - Upou default, Trustor will receive any Rents in trust for Beneficiary and will not commingle the Rents with any other foods. Trustor agrees that this Security Itts[runten[ is inuuediately effective between Trustor and Beneficiary and effective as to third panics o^ the recording of this Assigtmtent. As long as this Assigwneut is iu effect, Trustor warrants and represents that no default exists under the Leases, and the parties subject to the. Leases have not violated any applicable law on leases, licenses and landlords and feuauts, 13. LEASEHOLDS; CONDOMINHJMS; .PLANNED UNTT DEVELOPMENTS. Trustor 'agrees to comply with the provisimts.'of;any lease if this Security htstrumeuG'is ou a leasehold: If the Propeny includes a uuiD iu a condominium or a planned unit development, Trustor will perforn all of Trustor's. duties under the covenants,. by-laws, or. regulations of the condominiwn or planned unit development. ~~/-~M ©1994 Bankers Syateme, Ise., St, Claud, MN Form RE-OT-NE 1/30/2002 /page 2 of 41 a~ ~~ 200'7534'7 14. DEFAULT. Trustor will. be in default if auy party obligated on the Secured Debt fails to stake payment wheu due. Trustor will be iu default if a breach occurs uuder the teens of this Security lustruuieut or auy other,docmnent executed for the purpose of creating, securing or guarantying'the Secured Debt. A good faith belief by Beueficiary that Beueficiary at auy Bute is insecure with respect to auy person or entity obligated .ou the Secured Debt or that the prospect of auy payuteut or the value ofthe.Properry is unpaired shall also constitute au.eveut of default. ., -. . 15. REMEDIES ON DEFAULT.. In some instances, federal and state law will require Beueficiary to provide Trustor with notice of the right to cure or other notices and may establish Bute schedules for foreclosure actions. Subject to these lnui[atious, if any, Beueficiary may accelerate. the Secured Debt and foreclose this Security . Iustruuteut in a manner provided by law if Trustor is iu default. At the option of Beneficiary, all or any part of the agreed fees and charges, accrued interest and principal shall become inunediately due and payable, after giving notice if required by law, upon the occurrence, of 'a default or anytiute thereafter. In addition, Beueficiary shall be entitled to all the remedies-provided by law, theaenus of the Secured Debt, this Security Iustruutent and any related docuuieuts, including without liiuitatiou, the power to sell the Property. If there is a default, ,Trustee shall, iu addition to any other permitted remedy, at the request of the Beueficiary, advertise and sell the Property as a whole or iu separate parcels at public auction to the highest bidder for cash and convey absolute title free and clear of all right, title and iuteres[ of Trustor at such true and place as Trustee designates. Trustee shall give notice of sale including the tirue, teens and place of sale and a description of the property to be sold as :required l,-y the applicable law in effect at the time of the proposed sale. Upon sale of the Property and to the extent not prohibited by law, Trustee shall make and deliver a deed to the Property sold which conveys absolute title to [he purclzaser, attd after first paying all fees, charges and costs, shall pay [o Beneficiary all moneys advanced for repairs, taxes, insurance, liens, assessments and prior encumbrances and interest theieon, and the principal and interest on the Secured Debt, paying the surplus, if auy, to Trustor. Beneficiary may purchase the Property. The recitals in any decd of conveyance shall be prima facie evidence of the facts set forth therein. . All remedies are distinct, cmuulative and not exclusive, and the Beueficiary is entitled to all remedies provided at law or equity, whether or not expressly sehforth. The acceptance by Beueficiary of auy smn iu payment or partial payment ou the Secured Debt after the balance is due or is accelerated or after foreclosure .proceedings are filed shall not constitute a waiver of Beneficiary's tight [o require complete cure of any existing default. By not exercising any remedy ou Trustor's default, Beneficiary does not waive Beneficiary's right [o later consider the event a default if it continues or happens again. 16. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS. Except wheu prohibited by law,-Trustor agrees to pay all of Beneficiary's expenses if Trustor breaches any covenant in this Security Instrmneut. Trustor will also pay ou demand auy amounh incurred by Beueficiary for insuring, inspecting, preserving or otherwise protecting the Property and Beneficiary's security interest. These expenses. will bear interest from the date of the payment until paid iu full at the highest iuteres[ rate in effect as provided. in the teens of the Secured Debt. Trustor agrees to pay all costs and expenses incurred by Beneficiary iu. collecting, enforcing or protecting Beneficiary's rights and remedies uuder this Security Irtstnuneut: This atuouut may include, but is not (united to, attorneys' fees, court costs, and outer legal expenses. This Security Iustrmneut shall remain in effect .until released. Trustor agrees to pay for any ` recordation costs of such release. 17. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Enviromneutal Law means, without limitation, rite Comprehensive Euviromueutal Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal; state and~{ocal laws, regulations;" ordinances; eouit`orilers;' atforuey general opinions or interpretive letters concerning the public health, safety, welfare, euviromueut or a hazardous substance; and (2) Hazardous Substance uteatts any toxic, radioactive or hazardous material, waste, pollutant or. coutautinant which has characteristics which reader the substance dangerous or potentially dangerous to the public health, safety, welfare or enviromnent. The tent includes, without limitation, any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" uuder auy Enviromnentat Law. Trustor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged iu writing to Beueficiary, uo Hazardous Substance is or will be located, stored or released ou or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are.geuerally recognized to be appropriate for the uonual use and maiutenauce of the Property. B. Except as previously disclosed and acknowledged in writing to Beneficiary, Trustor and every tenant have been, are, and shall remain in full compliance with any applicable Euviromnental Law. C. Trustor shall inunediately notify Beueficiary if a release or threatened release of a Hazardous Substance occurs ou, uuder or about the Property or there is a violation of any Enviromneutal Law concerning the Property. In such an event, Trustor shall take all accessary remedial action in accordance with auy Euviromnental Law. D. Trustor shall nnmediately notify Beueficiary iu writing as soon as Trustor has reason to believe there is any peudiug or threatened investigation, clans, or proceeding relating to the release or threatened release ofi any Hazardous Substance or the violation of any Euvirormteutal Law. 18. CONDEMNATION. Trustor will give Beneficiary prompt notice of any peudiug or threatened action, by private of public entities to purchase or take auy or all of the Property through conderunatiou, eminent domain, or auy other means. Tcus[or authorizes. Beueficiary to intervene iu Trustor's vaute in any of the above described.actious or,clanns. Trustor assigns to Beneficiary the proceeds of any award or clans for dunages connected with a coudenntatiou or other taking of all or auy part of the Property. Such proceeds shall be considered payments and will be applied as .provided ,iu this Security htstrmneut. This assigmuetit of proceeds is subject to the teens of any prior mortgage, deed of trust, security agreement or other lien document. 19. INSURANCE. Trustor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the atuouuts and for the periods that Beueficiary requires. What Leader requires pursuant to the preceding sentence eau change during the teen of - [he loan. The insurance carrier providing the irisurauce shall be chosen by Trustor subject to Beneficiary's approval, which shall not be unreasonably witlilteld. If Trustor fails to maintain the coverage described above, Beneficiary may, at Beneficiary's option, obtain coverage to protect Beneficiary's rights iu the Property according to the teens of this Security Instrmnen[. All insurance policies and renewals shall be acceptable to Beueficiary and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Trustor shall inunediately notify .Beueficiary of cauceliatiou or, tertniitatiou of the insurance. Beueficiary shall have the right to hold the policies :and- renewals. If Beueficiary .requires,. Trustor shall inunediately give, to Beneficiary all receipts of laid ~tAemimns and renewal notices. Upon. loss, Trustor shall give nmuediate notice to the insurance' carrier and Bene~tctary,~. 13eueftciary,may;~uah~ pr f of loss if not made nnmediately by Trustor. ?s ti+rtt t 1. {, s 3 ~~ (pa e 3 of 4) ~~~~7 itl:S ? ~ 1 a~ r!. ~l; r e a-^F-~°~ tip' m 1994 Bankers Systems, Inc., St. Cloud, MN Farm RE-OT H.<il30/2002.~.,•....,.~.>s•.:.,,..,,.,,rs: •.«..,. ~~me 3~~y a , .-. ~ Uriless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repairbf the Property or to the Secured. Debt, whether or not then due, at Beneficiary's option. Auy application of proceeds [o principal shall not extend or postpone the due date of the scheduled payment nor change the aruouut of any payment. Auy excess will be paid to the Grantor. If the Property is acquired by Beneficiary, Trustor's.right to any insurance policies and proceeds resulting front dunage to the Property before the acquisition shall pass to Beneficiary to rite extent of the Secured Debt immediately before the acquisition. 20. ESCROW FOR TAXES AND INSURANCE. Uriless otherwise provided iu a separate agreement, Trustor will not be required to pay to Beneficiary funds for taxes and insurance iu escrow. 21. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Trustor will provide to Beneficiary upon request, any . financial statement or inforntatiou Beneficiary may deem reasonably necessary. Trustor agrees to sign, deliver, and file any additional documents or certifications that Beneficiary may consider necessary to perfect, continue, and preserve Grantor's obligations under this Security Instrument and Beneficiary's lien status on the Property. 22. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS.~BOUND. All duties under this Security Instnuneut are joint and individual. If 'Trustor signs this Security Ltstrmneut buC does not sign au evidence of debt, Trustor does so Duly' [o mortgage Trustor's interest iu the Property to secure payment of Ute Secured Debt and Trustor does not agree [o be personally liable on the Secured Debt. If this Security Iustnuueut secures a guaranty between . Beneficiary and..1'rustor, Trustor..agrecs to.waive any rights that may prevent Beneficiary from bringing any action or clans against Trustor or any pally indebted under the obligation. These rights may include, but are not lunited to, any anti-deficiency or one-action laws. Trustor agrees that Beneficiary and any party to this Security h>strument may extend, modify or make any change iu the tenus of this Security htstrmnent or any evidence of debt without Trustor's consent. Such a change will not release Trustor from the terms of this Security Instrument. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Trustor and Beneficiary. 23. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instruuieut is governed by the laws of the jurisdiction in which Beneficiary is located, except to the extent otherwise required by the laws of the jurisdiction where . the Property is located. This Security Instrmneut is complete and fully integrated. This Security Ius[rmneut may not be amended or modified by oral agreement. Any section in this Security Instrutneu;, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security htstrumeut. Whenever used, the singular shall include the plural and the plural the singular The captimts and headings of the sections of this'Securiry lustrmnent are for convenience Drily and are not to be used [o interpret or' define Cite ternts of this Security Instrmneut. Time is of the essence in this Security Instrument. ' 24. SUCCESSOR TRUSTEE. Beneficiary, at Beneficiary's option, may front tune to tune remove Trustee and appoint a successor. trustee without any other formality than rite designation iu writing. The successor trustee, wiUtout conveyance of the Property, shall succeed to all the title, power and duties conferred upon Trustee by this Security Iustrwnent and applicable law. 25. NOTICE.. Uriless otherwise required by law, any notice shall be given by delivering it or by malliug it by first class mail to the appropriate party's address on page 1 of t(tis Security Iustrumeut, or to any other address designated iu writing. Notice to one trustor will be deemed to be notice to all trustors. 2G. ~j'e~ILiRS. lxcept to the'exleitt prohiGited-'b}~ law; 1'rustclr waives ail appraisemeut aud'hoiiiestead exeniptiou" rights relating to the Property. 27. OTHER TERMS. If checked, the following are applicable to this Security Iustrumeut: ^ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain iu effect until released. ^ Construction Loan. This Security Iustrumeut secures an obligation incurred for the construction of au nnprovemeut ou the Property. ^ Fixture Filing. Trustor grants to Beneficiary a security interest iu all goods that Grantor owns now or iu the future and that are or will become fixtures related to the Property. Tliis. Security Instrument' suffices as a .financing statement and any carbon, photographic or other reproduction may be filed of record for purposes' of Article 9 of the Uuifomt Conuue~cial Code. ~. -" " ^ Riders. The covenants acid agreements of each of the riders cliecked below are incorporafed';iuto acid stipplemeut and amend the term's of this Security htstrmnent. [Check all applicable boxes] ^ Coudominimu Rider ^ Planned Unit Development Rider ^ Other .................................................. ^ Additional Terms. ~' SIGNATURES: By signing below, Trustor agrees to the temps and covenants contained iu this Security Insirmneut.aud in any attachments. Trustor also acknowledges receipt of a copy of this Security Iustrmneut on the date stated ou page 1. ............ ........... ................... Cc/.. ...~~. .... .~iy'~•E•• .............................. (Signature) pNICE EJ~ (Date) (Signat~E W. TIMM (Date). ., - , ACKNOWLEDGMENT: STATE OF N~6RASKA ..................................... COUNTY OF .........A~-(~L.~..~... ....................} ss. t'"ot"'~°'~) This instrument was acknowledged before me this ........1.rJ.+!'...... day of ...:'N..Q.~~!1.~rt..~DO7 ' ' ,,,,,,,, by JANICE.E..TIMM;.4VAYNI;W..71MM,.HUS.6ANOANAWIF,E ................................................................................. . 2 , y/ My coitmiission expire • ' GENERAL NOTARY Slate of Nebraelta. , , • • • , , , , , , C~~~~G~ DEBRA J. EiAR'TUNEK ( Diary Public) ' ~~~;~ My Corten Ea-. Feb. 5, 2011 ~--^(-~~'~ 4M ©1994 Bankers Systems, Inc (page 4 O/ 4, L