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ADAMS COF,UQNTY, NE
~INST.NO. F._ U~~J'~~~
Date ~a._; 07 Time ~~ a,=~ ^~ -
~ER OFF DEE~
COMPARE - ;
WHEN RECORDED MAIL TO: -_, ,/
- HASTINGS STATE BANK ~ CADAS - AO
MAIN BRANCH ~ '
.530 N BURLINGTON
PO BOX 2778 '
_HASTINGS. NE 68902 FOR RECORDER'S USE ONLY
DEED OF TRUST
TIiIS DEED OF TRUST is dated December 28, 2007, among RYAN T. PAVELI<A and I(RISTIN K. PAVELI<A;
Husband and Wife ("Trustor"-; HASTINGS STAI"E BANI(, whose address is.-IVIAIN BRANCH, 530 N
BURLINGTON, PO BOX 2178, HASTINGS, NE 68902 (referred to below sometimes as "Lender" and
sometimes as "Beneficiary"); and HASTINGS STATE BANK, whose address is 530 N. BURLINGTON,
HASTINGS, IVE 68901 (referred to below as "Trustee").
COIVVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,. for the benefit of
Lender as Beneficiary, all ofTrustor's.right, title, and interest in and to tfte following described real property, together with all existing or
subsequently erected or affixed buildings, improvements and fixtures; all easements,- rights of way, and appurtenances; all water, water
rights and ditch rights'lincluding stock in utilities with ditch or irrigation rightsi; and all other rights, royalties, and profits relating to [he real
property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the '"Real PYOperty") IOCated in
ADAIVIS County, State of Nebraska:
LOT 3 IN M. WILLIAMS SUBDIVISION OF BLOCK 11,-,OF LEWIS SUBDIVISION OF THE NOR"FHEAST
QUARTER OF THE SOUTHEAST QUARTER OF SECTION 11, l"OVVIVSHIP 7 IVORTH, RANGE 10 WEST OF
THE 6TH P.IVI. IN THE CITY OF HASTINGS, ADAMS COUNTY, NEBRASI(A
The Real Property or its address is commonly Known as 1711 W 6TH STREET, HASTINGS, IVE 68901.
CROSS-COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest
thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them,
whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise,
whether due or not due, direct or indirect, determined or undetermined,. absolute or contingent, liquidated or unliquidated, whether Trustor
may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whetltei
recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay
such amounts may be or hereafter may become otherwise unenforceable.
Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all
present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial
Code security interest in the Personal Property and Rents.
THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND TfiE SECURITY INTEREST IN THE RENTS AND PERSONAL
PROPERTY, IS GIVEN TO SECURE IAI PAYMENT OF THE INDEBTEDNESS AND (BI PERFORMANCE OF ANY AND ALL OBLIGATIONS
UNDER THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by
tftis Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this
Deed of~Trust; and the Related Documents. .~
POSSESSION AND MAINTENANCE OF T,HE PROPERTY.. Trustor agrees that Trustor's, possession and. use of the Property shall be
governed by the following provisions:
Possession and Use. Until the occurrence of an Event of Default, Trustor may 111 remain in possession and control of the Property;
(21 use, operate or manage the Property; and (3) collect the Rents from the Property.
Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and
maintenance necessary to preserve its value.
Hazardous~Substances. Trustor represents and warrants that the Property never has been, and never will be'so long as this Deed of
Trust remains alien on the Property, used for the generation, manufacture, storage, treatment, disposal, release or threatened release
of any Hazardous Substance in violation of any Environmental Laws. Trustor authorizes Lender and its agents to enter upon the
Property to make such inspections and tests as Lender may deem appropriate to determine compliance of the Property with this
section of the Deed of Trust. Trustor hereby I1) releases and waives any future claims against Lender for indemnity or contribution
in the event Trustor becomes liable for cleanup or other costs under any such laws, and (2) agrees to indemnify, defend, and hold
harmless Lender against any and all claims and losses resulting from a breach of this paragraph of the Deed of Trust. This obligation
to indemnify and defend shall survive the payment of the Indebtedness and the satisfaction of this Deedof Trust.
DUE ON SALE -CONSENT BY LENDER. Lender may, at Lender's option, declare immediately due and payable all sums secured by this
Deed of Trust upon the sale or transfer, without Lender's prior written consent, of all or any part of the Real Property, or any interest in the
Real Property. A "sale or transfer" means the conveyance of Real Property or any right, title or interest in the Real Property; whether legal,
beneficial or equitable; whether voluntary or involuntary; whether by outright sale, deed, installment sale contract, land contract, contract
for deed, leasehold interest with a term greater than three (3) years, lease-option contract, or by sale, assignment, or transfer of any
beneficial interest in or to any land trust holding title to the Real Property, or by any other method of conveyance of an interest in the Real
Property. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law or by Nebraska law.
TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property are part of this Deed of Trust:
Payment. Trustor shall pay when due (and in all events prior to delinquency) all taxes, special taxes, assessments, charges (including
water and sewer), fines and impositions levied against or on account of the Property, and shall pay. when due all claims for work done
on or for services rendered or material furnished to the Property. Trustor shall maintain [he Property free of~ all liens having priority
over or equal to the interest of Lender under this Deed of Trust, except for the lien of taxes and assessments not due and except as
otherwise provided in this Deed of Trust.
PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a part of this Deed of Trust.
't , t ~ ';.. y':
D n i t t,- Y
Loan No: 34056
DEED OF TRUST
(Continued)
~~~~~f ~
Page 2
Maintenance of Insurance. Trustor shall procure and maintain policies of fire insurance. with standard extended coverage
endorsements on a replacement basis ~for'the full insurable value covering. aIL Improvements; on the Real Property. in an amount
sufticien[,to'avoid application of any coinsurance clause, and with a standard mortgagee clause in favor of Lender..Trustor shall also
',procure and ~maintain,comprehensive~ general liability, insurance in such' coverage amounts as Lender may request with~l'rustde and
Lender being' homed ~~as additional insureds ~ ih ~ such liability insurance policies. Additionally; Trustor shall maintain such `other
.insurance, including but.not limited to hazardi'business interruption; and boiler insurance, as Lender may reasonably require. Policies
shall be'writlen in form, amounts; coverages and basis 7easonably acceptable to. Lender and issued by a company or companies
reasonably acceptable to Lender. Trustor, upon request of Lender, will deliver to'Lertder from time to time ilte policies or certificates
of insurance in form satisfactory to Lender, including stipulations [hat coverages will not be cancelled or diminished without at least
ten 110) days prior written notice.to Lender.' Each insurance policy also shall include an~endorsement providiny that coverage in favor
of Lender will not be impaired in anyway by any act, omission or default of Trustor or any other person. Should the Real Property be
located in an area desiynated by the Director of the Federal Emergency Managernen[ Agency as a special flood hazard area, Trustor
agrees to obtain and maintain Federal Flood Insurance, if available, within 45 days after notice is given by Lender that the Property is
located in a special flood hazard area, for the full unpaid principal balance of the loan and any prior liens on the property securing the
loan, up to the maximum policy limits set under the National Flood Insurance Program, or as otherwise required by Lender, and to
maintain such insurance for the term of [he loan. ~ ~ .
LENDER'S EXPENDITURES. If any action or proceeding is commenced that would .materially affect Lender's interest in the Property or if
Trustor fails to comply with any provision of this Deed of 'trust or any Related Documents, including but no[ limited to Trustor's failure to
discharge or pay when due airy amounts Trustor is required to discharge or pay under this Deed of Trust or any Related Documents, Lender
on Trustor's behalf may Ibut~shall not be obligated to) take any action that Lender deems appropriate on the Property and paying all costs
for insuring, maintaining and preservi,tg the Property. All such expenditures incurred or paid by Lender for such purposes will then bear
interest at the rate charged under [he Note from [he date incurred or paid by Lender to tlte~date of repayment by Trustor. All such
expenses will become a part of the Indebtedness and, at Lender's option, will (A) be payable on demand; (el be added to the balance of
the Note. and be.apportioned among and be payable with any installment payments to become due during either 11) the term of any
applicable insurance policy; or 121 the remaining term of the Note; or (C) be treated as a balloon payment which will be.due and payable
at the Note's maturity.
WARRANTY; DEFENSE OF TITLE. The fallowing provisions relating to,ownership of. the Property are a part of this Deed of Trust:
Title. Trustor warrants that: la) Trustor holds good and marketable title of record to the Property in fee simple, free and clear of all
liens and encumbrances other than those set forth in the Real Property description or in any title insurance policy, title report,. or final
title opinion issued in favor~of, and accepted by, Lender in connection with this Deed of Trust, and (b) Trustor has the full right,
power, and authority to execute and deliver this Deed of Trust to Lender.
Defense of Title. Subject to the exception in the paragraph above, Trustor warrants and will forever defend the title to the Property
against the lawful claims of all persons. -
EVENTS OF DEFAULT. Each of the following, at Lender's option, shall constitute an Event of Default under this Deed of Trust
Payment Default. Trustor fails to make any payment when due under the Indebtedness.
Outer Default. Trustor fails [o comply with any other term, obligation, covenant or condition contained in this Deed of Trust or in any
of the Related Documents.
Compliance Default. Failure to comply with any other term, obligation, covenant or condition contained in this Deed of Trust, the Note
. or in any of the Related Documents. .
Default on Other Payments. Failure of Trustor within the time required by this Deed of Trust to make any payment fortaxes or
insurance, or any other payment necessary to prevent filing of or to effect discharge of any lien.
Death or Insolvency. The death of Trustor, the insolvency of Trustor, the appointment of a receiver for any part of Trustor's property,
any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any
bankruptcy or insolvency laws by or agaihst Trustor.
Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation
party of any of the Indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or
revokes or disputes the validity of, or liability under, any Guaranty of the Indebtedness. In the event of a death, Lender, at its option,
may, but shall not be required to, permit the guarantor's estate to assume unconditionally the obligations arising under the guaranty in
a manner satisfactory to Lender, and, in doing so, cure any Event of Default.
'Adverse Change. A material adverse change occurs in Trustor's financial condition, or Lender believes the prospect of payment or
performanceof the Indebtedness is impaired. ~ _ -
Insecurity.Lender in good faith believes itself insecure. '
Right to Cure. If any default, other than a default in payment is curable and if Trustor has not been given a notice of a breach of the
same provision of this Deed bf Trust within the preceding twelve 1121 months, it may be cured if Trustor, after receiving written notice
from Lender demanding cure of such default: (1)~ cures the default within twenty (20) days; or 12) if the cure requires [Wore than
'twenty 1201 days, immediately initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and
thereafter continues. and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably
practical. ~ t
RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of any Event of Default under any indebtedness, or should Trustor fail to
comply with any of Trus[or's obligations under this Deed of Trust, Trustee or Lender may exercise any one or more of the following rights
and remedies:
Acceleration Upon Default; Additional Remedies. If any Event of Default occurs as per the terms of the Note secured hereby,
Lender may declare all Indebtedness secured by this Deed of Trust to be due and payable and the same shall thereupon become
due and payable without any presentment, demand, protest or notice of any kind. Thereafter, Lender may:
(a) Either in person or by agent, with or without bringing any action or proceeding, or by a receiver appointed by a court and
without regard to the adequacy of its security, enter upon and take possession of the Property, or any part thereof, in its
own name or in the name of Trustee, and do any acts which it deems necessary or desirable to preserve the value,
marketability or rentability of the Property, or part of the Property or interest in the Property; increase the income from the
Property or protect the security of the Property; and,with or without taking possession of the Property, sue for or otherwise
collect the rents, issues and profits of the Prtperty, including those past due and unpaid, and apply the same, less costs and
expenses of operation and collection attorneys'. fees,...to. any,indebtedness secured by this Deed of Trust, all in such order as
Lender may determine. The entering upon antl~ taking possession of the Property, the collection of such rents, issues and
profits, and the application thereof shall not cure or"waive any default or notice'of default under this Deed of Trust or
invalidate any act done in response to^.such..defaul[ or~pursuant to such notice of default; and, notwithstanding the
continuance in possession of the Property or the collection, receipt and application of rents, issues or profits, Trustee or
Lender shall be entitled to exercise every right ~proviiied'~for'ih'~~thti'1Jd(e or the Related Documents or by law upon the
occurrence of any event of default, including the right [o exercise the power of sale; ~ .
°°-'-"^°•'-(bl';'"Commence%an"action to foreclose this Deed of Trust as a mortgage, appoint a receiver or specifically enforce any-of the
covenants hereof and ~' ~} rtjr?}r,' '1~ trt3; .i '
t dt ~ ,., ,
'~ (cl Deliver to Trustee, a written declaration of default and demand for sale and a written notice of default and, election to
... ... _..._ ., .. .. ... . d f= ~y
~„ r„t, cause Trustor's interest in~ the Property to be sold, which notice Trustee shall cause to rbe,duly ftled fb r cord irY YhCt``~ g.
appropriate.offiges,of4heCounty in which the Property is located; and ~" .b
_,
.Id)....With respect..to.all.or any part of the Personal Property, Lender shall have all the rights andarem~i3fe§'of"a s (`;tired party
',lat1 - under the'~Netitaska Uniform Commercial Code. ~~
`I c L.r1. i., --., ..... ~ t Er . ,. V t:. p "" i ~ , .
..... ....., µ. .,., ~ .a ~,~.t kl~J n I 1) r i iJ. ~.> ..)` ~~~
r 1. `~I. +t f~Si•~Jr Yt
~.
Loan No: 34056
DEED OF TRUST
(Continued)
20Q"5632
Page 3
Foreclosure by Power of Sale. ~If Lender elects to foreclose by exercise of the Power of Sale herein contained, Lender shall notify
Trustee and shall deposit with Trustee this Deed of Trust and the' Note and such receipts and evidence of expenditures made and
secured by this Deed of Trust as Trustee may require.
la) Upon receipt. of such notice from Lender, Trustee shall cause to be recorded, published and delivered to Trustor such
Notice of Default and Notice of Sale as then required. by law and.'by this Deed of Trust. Trustee shall; without demand on
Trustor, after such time as may then be required bylaw and after recordation of such Notice of Default and after Notice of
Sale having been'yiven as required by law, sell the Property at the time and place of sale fixed by it in such Notice of Sale,
either as a whole, or in separate lots or parcels or items as Trustee shall deem expedient, and in such order as it may
.determine, at public auction to the highest bidder for cash in lawful money of the United States. payable at the time of sale.
Trustee shall deliver to such .purchaser or purchasers thereof its good and sufficient deed or deeds conveying the property so
sold, but without any covenant or warranty, express or implied. The recitals in such deed of any matters or facts shall be
conclusive proof of the truthfulness thereof. Any person, including without limitation Trustor, .Trustee, or Lender, may
purchase a[ such sale. i
(b) As may be permitted by law, after deducting all costs, fees and expenses of Trustee and of'[his Trust, including costs of
evidence of title in connection with sale, Trustee shall apply the proceeds of sale ro payment of lit all. sums expended under
the terms of this Deed of Trust or under [he terms of the Note not then repaid, including but not limited to accrued interest
and late charges, (ii) all other sums then secured hereby, and (iii) the remainder, if any, to the person or persons legally
entitled, thereto. ~ ,
Ic) Trustee may in the manner provided by law postpone sale oYall~or~any portion of the Property.
Remedies Not Exclusive. Trustee and Lender, and each of them, shall be entitled to enforce payment and performance of any
indebtedness or obligations secured by this Deed of Trust and to exercise all rights and powers under this Deed of Trust, under the
Note, under any of the Related Documents, or under any other agreement or any laws now or hereafter inforce; notwithstanding,
some or all of such indebtedness and obligations secured by this Deed of Trust may now or hereafter be otherwise secured, whether
by mortgage, deed of trust, pledge, lien, assignment or otherwise. Neither the acceptance of this Deed of Trust nor its enforcement,
whether by court action or pursuant to the power of sale or other powers contained in this Deed of Trust, shall prejudice or in any
manner affect Trustee's or Lender's right to realize upon or enforce any other security now or hereafter held by Trustee or Lender, it
being agreed that Trustee and Lender, and eacKof them, shall be entitled to enforce this Deed of Trust and any other security now or
hereafter held by Lender or Trustee in such order and manner as they or either of them may in their absolute discretion determine. No
remedy conferred upon or reserved to Trustee or Lender, is intended to be;exdlusiGe"'of'ahy other. reiiaedy:ii~tttiisDeed of Trust or by
law provided or permitted, but each shalt be cumulative and shall be in addition to "suetyother'remedy, given in this Deed of Trust or
now or hereafter existing at law or in equity or by statute. Every power or remedy given by thefJoie o'any of the Related Documents
toTrustee or Lender or to which either of them may be otherwise entitled, may be ezercised;~ concurrently`or~niiependently, from time
to time and as often as may be deemed expedient by Trustee or Lender,'5iid"either of`them'may~pursue~"iriconsisient remedies.
Nothing in this Deed~of Trust shall tie construed as prohibiting Lender from seeking adeficiency judgment against the Trustor to tl~e
extent such action is permitted by law. Election by Lender to pursue any remedy shall no[ exclude pursuit of any other remedy, and
an election to make expenditures or to take action to perform an obligation of Trug[or under this Deed of Trust, after Trus[or's failure
to perform, stroll not affect Lender's right to declare a default and exercise its remedies.
Request for Notice. Trustor, on behalf of Trustor and Lender, hereby requests that a copy of any Notice of Default and a copy of any
Notice of Sale under this Deed of Trust be mailed to them at the addresses set forth in the first paragraph of this Deed of Trust.
Attorneys' Fees; Expenses. If Lender institutes any suit or action to enforce any of [he terms of [his Deed of Trust, Lender shall be
entitled to recover such sum as the court may adjudge reasonable as attorneys' fees a[ trial and upon any appeal. Whether or not any
court action is involved, and to the extent not prohibited by law, all reasonable expenses Lender incurs that 'in Lender's opinion are
necessary at any time for the protection of its interest or the enforcement of its rights shall become a part of the Indebtedness payable
on demand and shall bear interest at the Note rate from the date of the expenditure until repaid. Expenses covered by this paragraph
include, without limitation, however subject to any limits under applicable law, Lender's attorneys' fees and Lender's legal expenses,
whether or not there is a lawsuit, including attorneys' tees and expenses for bankruptcy proceedings (including efforts to modify or
vacate any automatic stay or injunction), appeals, and any anticipated post-judgment collection services, the cos[ of searching
records, obtaining title reports (including foreclosure reportsl, surveyors' reports, and appraisal fees, title insurance, and fees for the
Trustee, to the extent permitted by applicable law. ,Trustor also will pay any court costs, in addition to all outer sums provided by
law.
MISCELLANEOUS PROVISIONS. The following, miscellaneous provisions are a part of this Deed of Trust:
Governing Law. This Deed of Trust will be governed by federal law applicable to Lender and, to the extent not preempted by federal
law, the laws of~tlte State of Nebraska without regard to its conflicts of law provisions. This Deed of Trust Iras been accepted by
Lender in the State of Nebraska.
Time is of the Essence. Time is of the essence in the performance of this Deed of Trust.
Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the
State of Nebraska as to all Indebtedness secured by this Deed of Trust. .
DEFINITIONS. 'Tlte following capitalized-words and terms shall have the following meanings when used in this Deed of Trust. Unless
specifically stated to the contrary, all references to dollar amounts shall mean amounts in lawful money of the United States of America.
Wards and terms used in the singular shall include the plural, and the plural shall include the singular, as the context may require. Words
and terms not otherwise defined in this Deed of Trust shall have the meanings attributed to such terms in the Uniform Commercial Code:
~.: Beneficiary. The word "Beneficiary" means HASTINGS STATE BANK, and its successors and assigns.
Borrower. The word "Borrower" means RYAN T. PAVELKA and KRISTIN K. PAVELKA and includes all co-signers and co-makers
signing the~Note and all their successors and assigns.
Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee; and includes without
limitation all assignment and security interest provisions relating to the Personal Property and Rents.
Environmental Laws. The words "Environmental Laws" mean any and all state, federal.and local statutes, regulations and ordinances
relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental
Response, Cornpensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, et seq. 1"CERCLA"), the Superfund'
Amendments and Reauthorization Act of 1986, Pub. L. No. 99-499 1"SARA"1, [he Hazardous Materials Transportation Act, 49 U.S.C.
Section 1801, et seq., the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable state or
federal laws, rules, or regulations adopted pursuant thereto.
Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of
default section of this Deed of Trust.
Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including
without limitation a guaranty of all or part of the Note.
Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on .
the Real Property, facilities, additions, replacements and other construction on the Real Property.
Indebtedness. ~ The word "Indebtedness" means all principal, interest, and other. amounts, costs and expenses payable under the Note
or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and,substitu[ions for the,Note
or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by
Trustee or Lender to.enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as~provided in this.
Deed:: of Trust. Specifically, without limitation, Indebtedness includes all amounts that may be indirectly secured by the
Cross-Collateralization provision of this Deed of Trust.
Lender. The word "Lender" means HASTINGS STATE BANK, its successors and assigns.
:, ~~Q'~,~~32
DEED OF TRUST
Loan No: 34056 (Continued).. Page 4
Note. The word "Note" means 'the promissory note dated December 28, 2007, in the ~ original principal amount of
$49,268.40 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations
of, and substitutions for the promissory note or agreement.
Personal Property'. The words' "Personal'•ProPerty" mean 'all equipment, fixtures, and other articles of personal property now or
hereafter owned by'Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and
additions to, all replacements of, and all substitutions for, any of such property; ,and together with all proceeds (including without
limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property.
Property. The word "Property" means collectively the Real Property and the Personal Property.
Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
Related Documents. Th,e words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral .mortgages, and all other
instruments, agreements and documents, whether now or hereafter existing, executed in connection with .the Indebtedness.
Rents. The word "Rents" means all present and future rents,~revenues, income, issues; royalties, profits, and other benefits derived
frorn the Property: - - -- '`~' -- ~ ~ ~ ~ ~ ~~ ~ ~'
Trustee. The word "Trustee" means HASTINGS STATE BANK, whose address is 530 N. BURLINGTON, HASTINGS, NE 68901 and.
any substitute or successor trustees.
Trustor. The word "Trustor" means RYAN T. PAVELKA and KRISTIN K. PAVELKA.
EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
ITS TERMS.
TRUSTOR:
INDIVIDUAL ACKNOWLEDGMENT
STATE OF ~ ~ lr'"IBaJJ.~~
) SS
COUNTY OF !'--f `.. Gwryv /'1- 1
On this day. before me, the undersigned Notary Public, personally appeared RYAN T. PAVELKA and KRISTIN K. PAVELKA, Husband and
Wife, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of
Trust as their free and voluntary act and deed, for the uses and purposes thereiri mentioned.
Given under my hand and official seal this ~ ~ ~"f' L-~. day of ~ ~ i r~ (~_ , 20~~.
Notary Public ifnf alInd for the State of
Residing at t~ C'!-~ ~-r ~..r
My commission expires ~ '-• l `(- I I
GENERAL NOTARY- State of Nebraska
JODIELS~ERRY
~11A1 MY Comm. Fxp.~s-l.~-_r.L
REQUEST FOR FULL RECONVEYANCE
(To be used only when obligations have been paid in full)
To: ,Trustee
The ,undersigned is the legal owner and holder ofall Indebtedness secured by this Deed of Trust. All sums secured by this Deed of Trust
have been fully paid and satisfied. You are hereby directed, upon payment to you of any~sums owing to you under the terms of this Deed
of Trust or pursuant to any applicable statute, to cancel the Note secured by this Deed of Trust (which is delivered to you together with
this Deed of Trusti, and to reconvey, without warranty, to the parties designated by the terms of this Deed of Trust, the estate now held
by you under this Deed of Trust. Please mail the reconveyance and Related Documents to:
Date
Beneficiary:
By:
Ifs:
USEfl PRO Lantlin9, Ver. 6.38.10.W1 Cop.HrW,G Fnnoul 5aW0one. lne. 199]. ]W]. AO RigM1r Reerved. -NF G:ICFINFWICFI\LPLIGOI.FC TR-11863 PR~,5
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