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REGISTER OF DEEDS
LOAN NUMBER: 0160279097
(Space Above This Line For Recording Data)
DEED OF TRUST
THIS DEED OF TRUST ("Security Instrument") is made on March 3, 2008. The grantor is JEFF
EDMONDSON, A SINGLE PERSON, whose address is 401 N DENISON ST PO BOX 337, Kenesaw,
Nebraska 68956 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501. ("Trustee"). The beneficiary is TierOne
Bank, which is organized and existing under the laws of the United States of America and whose address is 1235
'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). JEFF EDMONDSON owes Lender the principal
sum of Sixty-eight Thousand Three Hundred Twelve and 74/100 Dollars (U.S. $68,312.74), which is evidenced
by the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the
"Note"), which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due
and payable on March 7, 2014. This Security Instrument secures to Lender: (a) the repayment of the debt
evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment
of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of
the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's
covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
power of sale, the following described property located in the COUNTY of ADAMS, State of Nebraska:
Address: 401 N DENISON ST PO BOX 337, Kenesaw, Nebraska 68956
Legal Description: LOTS 10 & 11, BLOCK 3, BYLTHE'S ADDITION TO THE VILLAGE OF
KENESAW, ADAMS COUNTY, NEBRASKA
Parcel ID/Sidwell Number: 640307000
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
any encumbrances of record.
Borrower and Lender covenant and agree as follows:
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Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
Note.
Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
the effect of law) as well as all applicable final, non-appealable judicial opinions.
Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
Insurance, in lieu of the payment of mortgage insurance premiums. These items are. called "Escrow Items."
Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a
federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"),
unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may; at any time,
collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds
due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in
accordance with Applicable Law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
(including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the
Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually
analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds
and Applicable Law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-
time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless
Applicable Law provides otherwise. Unless an agreement is made or Applicable Law requires interest to be paid,
Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may
agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge,
an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to
the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument.
If the Funds held by Lender exceed the amounts permitted to be held by Applicable Law, Lender shall account to
Borrower for the excess Funds in accordance with the requirements of Applicable Law. If the amount of the Funds
held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in
writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower
shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower
any Funds held by Lender. If, under the section titled Acceleration; Remedies, Lender shall acquire or sell the
Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time
of acquisition or sale as a credit against the sums secured by the Security Instrument.
Application of Payments. Unless Applicable Law provides otherwise, all payments received by Lender shall be
applied: first, to any prepayment charges due under the Note; second, to amounts payable under the section titled
Funds for Taxes and Insurance; third, to interest due; fourth, to principal due; and last, to any late charges due
under the Note.
Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
Borrower shall pay these obligations in the manner provided in section titled Funds for Taxes and Insurance, or
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if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. At the request of
Lender, Borrower shall promptly furnish to Lender receipts evidencing the payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)
agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b)
contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the
Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any
part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give
Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth
above within 10 days of the giving of notice.
Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards,
including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the
amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by
Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain
coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the
Property in accordance with section titled Protection of Lender's Rights in the Property.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause.
Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to
Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice
to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or
repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not
lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the
insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with
any excess paid to Borrower. If Borrower abandons the Property, or does not answer within the number of days
prescribed by Applicable Law as set forth in a notice from Lender to Borrower that the insurance carrier has
offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or
restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The period of
time for Borrower to answer as set forth in the notice will begin when the notice is given.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend
or postpone the due date of the payments referred to in the sections titled Payment of Principal and Interest;
Late Charges and rands for Taxes and Insurance or change the amount of the payments. If under the section
titled Acceleration; Remedies, the Property is acquired by Lender, Borrower's right to any insurance policies and
proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the
sums secured by this Security Instrument immediately prior to the acquisition.
Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds.
Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on
the Property. Borrower shall be in default if any forfeiture action or proceeding, whether civil or criminal, is begun
that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the
lien created by this Security Instrument or Lender's security interest. Borrower may cure such a default and
reinstate, as provided in section titled Borrower's Right to Reinstate, by causing the action or proceeding to be
dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in
the Property or other material impairment of the lien created by this Security Instrument or Lender's security
interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or
inaccurate information or statements to Lender (or failed to provide Lender with any material information) in
connection with the loan evidenced by the Note. if this Security Instrument is on a leasehold, Borrower shall
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comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee
title shall not merge unless Lender agrees to the merger in writing.
Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements
contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in
the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or
regulations), then Lender may do and pay for whatever is necessary to protect the value of the Property and
Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which has priority
over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to
make repairs. Although Lender may take action under this section, Lender does not have to do so.
Any amounts disbursed by Lender under this section shall become additional debt of Borrower secured by this
Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear
interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender
to Borrower requesting payment.
Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this
Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for
any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall
pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in
effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect,
from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is
not available, Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage
insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender
will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments
may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the
period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained.
Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve,
until the requirement for mortgage insurance ends in accordance .with any written agreement between Borrower
and Lender or Applicable Law.
Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall
give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any
condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby
assigned and shall be paid to Lender.
In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security
Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the
Property in which the fair market value of the Property immediately before the taking is equal to or greater than
the amount of the sums secured by this Security Instrument shall be reduced by the amount of the proceeds
multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking,
divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to
Borrower. In the event of a partial taking of the Property in which the fair market value of the Property
immediately before the taking is less than the amount of the sums secured immediately before the taking, unless
Borrower and Lender otherwise agree in writing or unless Applicable Law otherwise provides, the proceeds shall
be applied to the sums secured by this Security Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to
make an award or settle a claim for damages, Borrower fails to respond to Lender within the minimum number of
days established by Applicable Law after the date the notice is given, Lender is authorized to collect and apply the
proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security
Instrument, whether or not then due.
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Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend
or postpone the due date of the payments Payment of Principal and Interest; Late Charges and Funds for
Taxes and Insurance or change the amount of such payments.
Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or
modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in
interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in
interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to
extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by
reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by
Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy.
Successors and Assigns Bound; Joint and Several Liability; Accomodation Signers. The covenants and
agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower,
subject to the provisions of section titled Transfer of the Property or a Beneficial. Interest in Borrower.
Borrower's covenants and agreements shall be joint and several. Any person who co-signs this Security Instrument
but does not execute the Note ("Accomodation Signer"): (a) is co-signing this Security Instrument only to
mortgage, grant and convey that Accomodation Signer's interest in the Property under the terms of the Security
Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that
Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to
the terms of this Security Instrument or the Note without that Accomodation Signer's consent.
Loan Charges. If the loan secured by this Security Instrument is subject to a ]aw which sets maximum loan
charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in
connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the
amount necessary to reduce the charge to the permitted limits and (b) any sums already collected from Borrower
which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by
reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces
principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note.
Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by
mailing it by first class mail unless Applicable Law requires use of another method. The notice shall be directed to
the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be
given by first class mail to Lender's address stated herein or any other address Lender designates by notice to
Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or
Lender when given as provided in this paragraph.
Governing Law; Severability. This Security Instrument shall be governed by federal law and the laws of the state
of Nebraska. In the event that any provision or clause of this Security Instrument or the Note conflicts with
Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be
given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note
are declared to be severable.
Borrower's Copy. Borrower shall be given one conformed copy of this Security Instrument.
`~ \ Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest
in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a
natural person) unless the Note shows that Borrower's loan is assumable, Lender may, at its option, require
immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be
exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument. If the Note
shows that Borrower's loan is assumable, Borrower must obtain Lender's written permission for an assumption and
follow any other requirements of Lender related to an assumption. If Borrower does not do so, Lender may require
immediate payment in full of all sums secured by this Security Instrument.
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If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a
period of not less than the minimum number of days established by Applicable Law from the date the notice is
delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower
fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this
Security Instrument without further notice or demand on Borrower.
Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have
enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other
period as Applicable Law may specify for reinstatement) before sale of the Property pursuant to any power of sale
contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those
conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument
and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c)
pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys'
fees to the extent permitted by law; and (d) takes such action as Lender may reasonably require to assure that the
lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured
by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument
and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this
right to reinstate shall not apply in the case of acceleration under the section titled Transfer of the Property or a
Beneficial Interest in Borrower.
Sale of Note Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security
Instrument) maybe sold one or more times without prior notice to Borrower. A sale may result in a change in the
entity (known as the "Loan Servicer") that collects periodic payments due under the Note and this Security
Instrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is
a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with the section
titled Notices and Applicable Law. The notice will state the name and address of the new Loan Servicer and the
address to which payments should be made. The notice will also contain any other information required by
Applicable Law.
'~ Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any
'~ Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting
the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the
presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized
to be appropriate to normal residential uses and to maintenance of the Property.
Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by
any govermnental or regulatory agency or private party involving the Property and any Hazardous Substance or
Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any
governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting
the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with
Environmental Law.
As used in this paragraph, "Hazardous Substances" are those substances defined as toxic or hazardous substances
by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum
products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and
radioactive materials. As used in this paragraph, "Environmental Law" means federal laws and laws of the state of
Nebraska that relate to health, safety or environmental protection.
Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's
breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under the
section titled Transfer of the Property or a Beneficial Interest in Borrower, unless Applicable Law provides
otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date,
not less than the minimum number of days established by Applicable Law from the date the notice is given
to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the
date specified in the notice may result in acceleration of the sums secured by this Security Instrument and
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sale of the Property. To the extent permitted by law, the notice shall further inform Borrower of the right
to reinstate after acceleration and the right to bring a court action to assert the non-existence of a default
or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date
specified in the notice, Lender at its option may require immediate payment in full of all sums secured by
this Security Instrument without further demand and may invoke the power of sale and any other remedies
permitted by Applicable Law. To the extent permitted by law, Lender shall be entitled to collect all
expenses incurred in pursuing the remedies provided in this Section, including, but not limited to,
reasonable attorneys' fees and costs of title evidence.
If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of
the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to
Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable
Law, Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable
Law. Trustee, without demand on Borrower, shall sell the Property at public auction. to the highest bidder
at the time and place and under the terms designated in the notice of sale in one or more parcels and in any
order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public
announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase
the Property at any sale.
Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying
the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements
made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and
expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually
incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this
Security Instrument; and (c) any excess to the person or persons legally entitled to it.
Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this
Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons
legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or
persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for
services rendered and the charging of the fee is permitted under Applicable Law.
Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee
to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is
recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties
conferred upon Trustee herein and by Applicable Law.
Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address
which is the Property Address. '
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this
cur' Instrum t and in any Rider executed by Borrower and recorded with it.
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F DMONDSON Date
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INDIVIDUAL ACKNOWLEDGMENT
STATE OF NEBRASKA )
COUNTY OF HALL )
The foregoing instrument was acknowledged by JEFF EDMO SON; before me on
whereof, I hereunto set my hand and, if applicable, my offici sea
My commission expires: ~t~ .~ ; "~'
GENERAL NOTARy.State of Nabra~'' F~ P ~~~
hl' ASHLEY AM[3ROSE
~: ~
(Official Seal) MY Comm. Exp. Jan. 5, 2009
3, 2~Q08. In witness
THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
TierOne Bank TierOne Bank
1235 'N' St / PO Box 83009 1235 'N' St / PO Box 83009
Lincoln, NE 68501 Lincoln, NE 68501
(S9 2004-2007 Copyright Compliance Systems, Inc. SC9C-EOB4 - 2007.01.201
Consumer Real Estate - Security Instrument DL2036 Page 8 of 8
www. c o m p li an c es ys t ems. c o m
800-968-8522- Fax 616-956-1868
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