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HomeMy WebLinkAbout20081499NUM PGS~.._ DOC TAX CK# W FEES D.~O PDc~ Q.a~. CK# ~~ ~ CHG ACCI'# ~ RET FEES:_...CASH~..R.O.D, CK#.,_._. REC'~' ~/'s~ rltPriP~tn ~~~P RETURN~1PSf J9M0r'Ife~l ~}~2 ~- ~, /A~I///ve. ~a~ to A~_ FIRST AMERICAN TITLE INSURANCE LENDER8 ADVANTAGE 1100 5UPERIOR AVENUE, SUITE 200 CLEVELAND, OHIO 44114 ATTN: FACT DEPT. .~n,~er F~Aeer~ing-Iletttr~~'o: Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B695S-013 Billings, M'1` 'i9107-9900 Illnlllul~{'ll~'aIIIIIIII~~IIIIY- jNUM l1~ ~D~~~~ #`,~ RD. COMP ~ ~ l~.'~v COMPARE ~/~_ CADAS -- AO .i This instrument was prepared by: Wells Fargo Bank, N.A. ANDREW MITCHELL, DOCUMENT PREPARATION ONE HOME CAMPUS, MAC X2303-O1W DES MOINES, IOWA 50328 866-537-8489 ADAMS iOUNTY, NE INST. N0._ 4 9 9 Date ~1-)~-Q~ Time l1 ~ l.~Arh REGISTER OF DEEDS [Space Above This Line For Recording Data] Reference number: 20080737500174 Account number: 650-650-8207060-1XXX SHORT FORM OPEN-END DEED OF TRUST I `I )~o~~~ DEFINITIONS Words used in multiple sections of this document are defined below. The ~vlaster Form Deed of Trust includes other defined words and iules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated MARCH 28, 2008, together with all Riders to this document. (B) "Borrower" is MATTHEW J SCHLACHTER AND JENNIFER K SCHLACHTER HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Wells Fargo Financial National Bank c/o Specialized Services PO Box 31557 Billings MT 59107. (E) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated MARCH 28, 2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that NEBRASKA -SHORT FORM OPEN-END SECURITY INSTRUMENT HCWF# 4814-9165-7985v2 (02/16/08) Ill~lallllllllllllllllvllliV~llllll~lll~llll~llllllll (page 1 of3 pages) Documents Processed 03-27-2008, 08:43:22 ~0/~ ~~o~~~~~ may vary from time to time up to a maximum principal sum outstanding at any one time of, THIRTY THOUSAND AND 00/100THS Dollars (U.S. $30 000.00 plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after April 28.2048. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: /A Leasehold Rider N/A Third Party Rider N/A Other(s) [specify] N/A (I) "Master Form Deed of Trust" means the Master Form Deed of Trust dated Aueust 14, 2007, and recorded on Seatember 20, 2007, as Instrument No. 20074225 in Book n/a at Page n/a in the Office of the Register of Deeds of Adams County, State of Nebraska. TRANSFER OF RIGHTS 1N THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of [Type of Recording Jurisdiction] SEE ATTACHED EXHIBIT which currently has the address of HASTINGS [City] 832 HIGHLAND DR [Street] Nebraska 68901 Adams [Name of Recording Jurisdiction] [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Deed of Trust. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Properly and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM DEED OF TRUST NEBRASKA -SHORT FORM OPEN-END' SECURITY INSTRUMENT HCWF# 4814-9165-7985v2 02/16/08) IIIIINIIIIIMIIIIII~IIVIIIIIIIIII~NII~IUII~llllull~ll~ (page 2 of 3 pages) Documents Processed 03-27-2008, 08:43:22 ~~f~ 20081499 By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Deed of Trust are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Deed of Trust. A copy of the Master Form Deed of Trust has been provided to Borrower. . BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded, with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Deed of Trust. (Seal) 1 J SCHLACHTER -Borrower T (Seal) K SCHL HTE -Borrower For An Indi id al Acting In His/Her Own Right: State of ~_ County of ~ (IVV~' The foregoing instrument was acknowledged before me this 3 l ~~~y U~' /Y~IYCn ~C~(date) by ~i-he;,~ ~. J~ h lar~~1~--~r- G ~ ~enni ~ ~- l~- `~chlac 1~~I--~~ (name of person acknowledged). Witness my hand and official seal, this the,`~~day of ~~C ~ , ~~ [Notary Seal] GENERAL MOTAR1f• Sqb o/ N~brake DEBRA STUEHRENBERG MY Comm. Exp. Nov. 15, 2010 My Commission expires: ~-" ~ ~ ~~7~t/ ~ ~~~ p ~U~~,~ "" Signature o Pers Taking Ackn dgment) Pi'~~a ~ I~o~r~ _ (Title or Rank (Serial Number, if any) G brU J-f-u~ {~~-~.~.Q,,-,~ (Print Name of Person taking acknowled ent) NEBRASKA -SHORT FORM OPEN-END SECURITY INSTRUMENT (page 3 of3 pages) HCWF#u48I1~4-IIII9165-7985v2 (02/16Y/08II) ^III~~II~~IA~~uI'~IIIII~~~II~I'~I~d~"~°~'III~ Documents Processed 03-27-2008, 08:43:22 ~D~~ ~t~o8~.499 EXHIBIT A A PARCEL OF LAND LOCATED IN THE CITY OF HASTINGS, COUNTY OF ADAMS, STATE OF NEBRASKA, AND KNOWN AS: BEING LOT NUMBER 30 BLOCK 1 IN LOCHLAND COUNTRY CLUB SUBDIVISION N0. 4 OF ADAMS COUNTY RECORDS. Permanent Parcel Number: 40-580 MATTHEW J. SCHLACHTER AND JENNIFER K. SCHLACHTER, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON 832 HIGHLAND DRIVE, HASTINGS NE 68901 Loan Reference Number 20080737500174 First American Order No: 14300926 Identifier: FIRST AMERICAN LENDERS ADVANTAGE ~~~~~~~~~~~~~~~~~~~~~~ SCHLACHTER 14300926 NE FIRST AMERICAN ELS OPEN END DEED OF TRUST Whcn rccordcd mail to: FIKST AMERIC,:4N T I'CI,E INSURANCE LENDERS AD VANTAGE 1100 SUI'EXIOIZ AVENUE, SMITE 200 CLEVELAND, OHIO 44114 ATTN: FT'11 ZO oaf ~