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HomeMy WebLinkAbout20081578$.A.~,t~ Pcs ~ -. DOC TAX ~~~ CK~ FEES • `~Q Pd~a~~.. CK#~^~ LZ,Z~ CHG ACCI'~ R ET F/Ey ,ES: _.. CASH __,__ R.0.0. CK~R, RETURN F~r-~+ mPrl~~C1/1 FIRST AMERICAN TITLE INSURANCE LENDERS ADVANTAGE 1100 SUPERIOR AVENUE, SUITE 200 CLEVELAND, OHIO 44114 ATTN: FACT DEPT. Wells Fargo Bank, N.A. #atn: Document Mgt. P.O. Box 31557 MAC B6955-013 Billings, M'b' 59107•-9900 d~VI~~II~nI~~~V~V~V~I~ NUM RD. COMP _X Ro a'.~-~ COMPARE ~ ~ CADAS -- AO ~ This instrument was prepared by: Wells Fargo Bank, N.A. JENNY REESE, DOCUMENT PREPARATION ONE HOPME CAMPUS MAX X2303-1W DES MOINES, IOWA 50328 800-580-2195 IL/3Z~r'(F~ ADAMS~IOUNTY, NE INST.N0.~8~5~~ Date - -off Time -_,____.sa~,~ ~~ptnt,ttR> da' REGISTER OF DEEDS [Space Above This Line For Recording Data] • Reference number: 20080777500173 Account number: 650-650-8254161-OXXX SHORT FORM DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Deed of Trust includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated APRIL 03, 2008, together with all Riders to this document. (B) "Borrower" is TODD J. TESSMAN AND ERIN R. TESSMAN HUSAND AND WIFE. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank. N.A. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls SD 57104. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Wells Fargo Financial National Bank c/o Specialized Services PO Box 31557 Billings MT 59107. (E) "Debt Instrument" means the promissory note signed by Borrower and dated APRIL 03. 2008. The Debt Instrument states that Borrower owes Lender FOURTEEN THOUSAND AND 00/100THS Dollars (U.S. $14,000.00). plus interest. Borrower has promised to pay this debt in one or more regular Periodic Payments and to NEBRASKA -SHORT FORM CLOSED-END SECURITY INSTRUMENT (page 1 of 4 pages) III~~IIaI~u~IIYIIIIN~III~~III~~Y~V~~l~~llllll Documents Processed 04-02-2008, 12:03:32 / Df ~OQ815"~8 pay the debt in full not later than seven (7) calendar days after APRIL 24, 2013. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (In "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: /® Leasehold Rider © Third Party Rider /A Other(s) [specify] N/A (I) "Master Form Deed of Trust" means the Master Form Deed of Trust dated August 14, 2007, and recorded on September 20, 2007, as Instrument No. 20074226 in Book n/a at Page n/a in the Office of the Register of Deeds of Adams County, State of Nebraska. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Debt Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Adams [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] SEE ATTACHED EXHIBIT which currently has the address of 200 UNIVERSITY STREET [Street] HASTINGS ,Nebraska 613901 ("Property Address"): [City] [Zip Code] TOGETI~ER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Deed of Trust. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM DEED OF TRUST NEBRASKA -SHORT FORM CLOSED-END SECURITY INSTRUMENT HCWF#4827-8546-9697v2 (02/16/08) I~I~~Illll~~~~p~lll~~~ll~lllll~llllllQlll (page 2 of 4 pages) Documents Processed 04-02-2008, 12:03:32 o~ ~~ .l 20Q815'~8 By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Deed of Trust are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Deed of Trust. A copy of the Master Form Deed of Trust has been provided to Borrower. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt'' of a copy of this document and a copy of the Master Form Deed of Trust. ~~G~J ~~,<~- (Seal) TODD JTESSMAN -Borrower ~~ ~ ~~~ dt ___ " ". ERIN R. TESSMAN NEBRASKA -SHORT FORM CLOSED-END SECURITY INSTRUMENT HCWF#4827-8546-9697v2 02/16/08) IIIQIIIIIIIQQIIIIQQIIIQQIIII~IINIIIIII~a111Q _(Seal) -Borrower - (page 3 of 4 pages) Documents Processed 04-02-2008, 12:03:32 ,~ o~ ~ ~oosi5~s For An Individual Acting In ts/Her Own Right: State of r~ S ~~ County of ~~ f GC, WI.S vv The foregoing instrument was acknowledged before me this F~ ~ / 3 Z ~~~(date) by ^-- / s T- / t' SS6~ ~ % iC 5.f G~ ~ `^ (name of person acknowledged). Witness my hand and official seal, this the j day of , ~ , 2~~• [Notary Seal] GENERAL NOTARY- State of Nebraska ~ MICHAEL M. SHUCK ~"' . •- My Comm. Exp. Sept, 13, 2009 s. ..~' "~` c (Signature of Person Taking Acknowledgment) ( the or Rank) ,~ (Serial Number, if any) My Commission expires: / ~~ Z(J4f ~~/ / rs~ r '(Print Name of Person taking acknowledgment) NEBRASKA -SHORT FORM CLOSED-END SECURITY INSTRUMENT HCWF#4827-8546-9697v2 (02/16/08 III~IIIIII IIIIIIIIII1111~~11~~~~1~~~1111II II (page 4 of 4 pages) Documents Processed 04-02-2008, 12:03:32 ~,1. d t~- 20081578 EXHIBIT A SITUATED IN THE CITY OF HASTINGS, COUNTY OF ADAMS AND STATE OF NEBRASKA: THE NORTH 170 FEET OF LOT 5, BLOCK 6, COLLEGE ADDITION TO THE CITY OF HASTINGS, ADAMS COUNTY, NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF. Permanent Parcel Number: 284-11958 TODD J. TESSMAN AND ERIN R. TESSMAN, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON 200 UNIVERSITY STREET, HASTINGS NE 68901 Loan Reference Number 20080777500173 First American Order No: 14325169 Identifier: FIRST AMERICAN LENDERS ADVANTAGE {{~{~~~~~~~{{~{~{{~~{~ TESSMAN 14325169 NE When recorded mail to: FIRST AMERICAN ELS FIRSTAMERICf1NTITLEINSURA~'~'CE PEED OF TRUST LENDERSADYANTAGE" {'{I IIIIII{{I{{il{{I{I'{~~{II{{I{I{I~{{III'l IIOOSUPERIORAVENU%, SUITE 200 CLEVELAND, OHIO ddll d ATTN: F2'1120 ~d~~